Business Auto Insurance
If you require commercial auto insurance, whether you just relocated your business to California or purchased a new car, we have various options here at Reza Shah Financial & Insurance Services to keep you protected. If you do not have business auto insurance and are involved in an accident, you can be held responsible for paying for damages out of your pocket, which can put your financial future at risk.
Business Auto Insurance Requirements
As with any other state, California has laws requiring vehicle owners to obtain insurance on their cars. Additionally, you must also meet the minimum insurance requirement limits, which include:
- Bodily injury coverage for one person in the amount of $15,000
- Bodily injury coverage for more than one person in the amount of $30,000
- Property damage coverage in the amount of $5,000
Business Auto Insurance Coverage
Optional coverage options for your work vehicle include:
- Comprehensive- If you are involved in an accident that doesn’t involve another vehicle, but your car is damaged from theft, fire, storms, etc. this will pay for your repair or replacement expenses.
- Collision- If you are involved in an accident with another motorist, this will pay for your repair or replacement expenses.
- Roadside assistance- If your car endures a mechanical breakdown, or if you run out of gas or need a tow, this will cover you.
- Uninsured/underinsured coverage- This will protect you if you are involved with a driver who doesn’t have enough insurance and is at fault for the accident.
- Medical and funeral coverage- This will cover your medical or funeral expenses for both your passengers if you are injured due to an accident.
Quotes
To obtain a quote for business auto insurance, contact Reza Shah Financial & Insurance Services today. We serve all residents in the state of California.
